Bumper ‘Pay Later’ is a form of credit. You must be certain You can meet all payments, are aged 18+ and are a UK resident only. There are no fees, interest, or other charges however a one-off missed payment fee of £12 may be charged at Bumper’s discretion. As this is a finance agreement missed payments may impact Your credit score and Your ability to borrow in the future. Recovering missed payments may involve Bumper using a debt collection agency, or legal action. Should You have any difficulty meeting Your payments please contact Bumper who may be able offer You some support and guidance.
Bumper are not regulated by the FCA. Payments will appear on Your statement as ‘Bumper International LTD’.
For cancellations of Your Policy after the cooling off period please ensure You include Your contract number (this can be found on Your Policy Schedule) and Your vehicle registration. If Your email address has changed since the start date of Your Policy, We may ask You for additional information.
We shall refund You as necessary on a pro-rata basis. The money refunded to You in a financed situation such as this should be used to settle any outstanding finance with Bumper in the first instance.